PSA: Apple Card Daily Cash Back From T-Mobile Dropping to 2% in July - MacRumorsOpen MenuShow RoundupsShow Forums menuVisit ForumsOpen Sidebar
Skip to Content

PSA: Apple Card Daily Cash Back From T-Mobile Dropping to 2% in July

Apple has partnered with multiple merchants to provide three percent Daily Cash back for Apple Card purchases, and T-Mobile has participated in the program since 2019. That's going to end in July, though, and Daily Cash back from T-Mobile will revert to the standard two percent when using Apple Pay.

Apple Card iPhone 16 Pro Feature
In its Daily Cash support document, Apple says that starting on July 1, 2025, using ‌Apple Card‌ with ‌Apple Pay‌ at T-Mobile will provide only two percent cash back, instead of the bonus three percent cash back.

‌Apple Card‌ users get two percent cash back for all purchases made with ‌Apple Pay‌, so there will no longer be any extra cash back beyond the two percent when transacting with T-Mobile, including for monthly bills.

Apple is still offering three percent cash for ‌Apple Pay‌ purchases from Ace Hardware, Booking.com, ChargePoint, Duane Read, Exxon and Mobil gas stations, Nike, Uber, and Walgreens.

Popular Stories

imac video apple feature

Apple Released Yet Another New Product Today

Friday March 20, 2026 2:39 pm PDT by
Apple has unveiled a whopping nine new products so far this March, including an iPhone 17e, iPad Air models with the M4 chip, MacBook Air models with the M5 chip, MacBook Pro models with M5 Pro and M5 Max chips, the all-new MacBook Neo, an updated Studio Display, a higher-end Studio Display XDR, AirPods Max 2, and now the Nike Powerbeats Pro 2. iPhone 17e features the same overall design as...
iPhone 18 Pro Deep Red Feature

iPhone 18 Pro Launching Later This Year With These 12 New Features

Wednesday March 18, 2026 7:39 am PDT by
While the iPhone 18 Pro and iPhone 18 Pro Max are not expected to launch for another six months or so, there are already plenty of rumors about the devices. It was initially reported that the iPhone 18 Pro models would have fully under-screen Face ID, with only a front camera visible in the top-left corner of the screen. However, the latest rumors indicate that only one Face ID component...
ios 26 4 pastel

iOS 26.4: Top 10 New Features Coming to Your iPhone

Friday March 20, 2026 2:44 pm PDT by
iOS 26.4 isn't the major update with new Siri features that we hoped for, but there are some useful quality of life improvements, and a little bit of fun with an AI playlist generator and new emoji characters. Playlist Playground - Apple Music has a Playlist Playground option that lets you generate playlists from text-based descriptions. You can include moods, feelings, activities, or...

Top Rated Comments

P-DogNC Avatar
11 months ago
T-Mobile proving that it is no longer the "un-carrier", yet again.
Score: 11 Votes (Like | Disagree)
11 months ago
It was nice while it lasted!
Score: 9 Votes (Like | Disagree)
11 months ago
It's true T-Mobile took away the autopay discount for credit cards awhile back.

What I did was set up autopay with a debit card, but then make manual payments with my Apple Card via Apple Pay before the due date.

That way, I've continued to receive the $5 discount per line and get the 3% cash back on my Apple Card.
Score: 6 Votes (Like | Disagree)
11 months ago
sigh.. whatever. take your damn 1%.

Score: 4 Votes (Like | Disagree)
Gengar Avatar
11 months ago

I never thought about using an Apple debit card to pay my monthly bill so when then announced the $5 surcharge for credit cards I switched to another debit card.

I never got the Apple debit card, just the credit card.

Even at 2% it is still better than 0%.

I will look into it.
The Apple Card is a credit card, I don’t believe they offer a debit card, but they do have a Goldman Sachs savings account.

Using the T-Life app, you can set up autopay with a debit card to get the autopay discount, but then use Apple Pay to pay with the Apple Card and get 3%.
Score: 3 Votes (Like | Disagree)
11 months ago
A lot of debit cards also let you lock them for security reasons. So I lock mine and let the payment fail. That's my monthly reminder to pay by credit card.
Score: 2 Votes (Like | Disagree)
Related Apple News: Culture | Business | Motoring | Sport | Reviews