The government of New South Wales in Australia today announced that the Opal ticketing system now supports Express Mode for Apple Pay payments, allowing the fare card to be added to the Wallet app on a compatible iPhone or Apple Watch for tap-and-go payments across the public transport network.
Express Transit mode allows users to pay for rides without having to wake or unlock their iPhone or Apple Watch, or open the Opal app. The mode also bypasses the need to authenticate with Face ID, Touch ID, or a passcode. Users simply need to hold their iPhone or Apple Watch near the contactless payment reader until a checkmark appears on the display.
Transport for NSW undertook a staggered rollout of Express Mode across the 25,000 card readers on the Opal network, starting with ferries and light rail, then train stations, and then the thousands of Opal readers on buses, which finished this week.
"Commuters in the Hunter, Illawarra, Blue Mountains and everywhere in between will benefit from being the first public transport users in Australia to benefit from the mass roll out of this initiative," said NSW transport minister Jo Haylen. "It will make life so much easier for the almost two million transport passengers who use contactless payments with a digital wallet in NSW."
How to Set Up Express Transit on iPhone
Launch the Settings app on your iPhone.
Tap Wallet & Apple Pay.
Tap Express Transit Card.
Tap one of your cards in the list to use it with Express Transit. A tick will appear next to the card you select. The default option is None.
Authenticate your device using Touch ID or Face ID.
If your bank card doesn't support Express Transit, you'll get an error message telling you that the card is incompatible. If no error message appears, you're good to tap-and-go.
How to Set Up Express Transit on Apple Watch
Launch the Watch app on your iPhone.
Tap Wallet & Apple Pay.
Tap Express Transit Card.
Tap one of your cards in the list to use it with Express Transit. A tick will appear next to the card you select. The default option is None.
Authenticate by entering your passcode on your Apple Watch.
If your bank card doesn't support Express Transit, you'll get an error message telling you that the card is incompatible. If no message appears, you're all set.
Wednesday October 29, 2025 4:22 am PDT by Tim Hardwick
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Release Date
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Subscribe to the MacRumors YouTube channel for more videos.
We've rounded up all the latest Apple TV rumors.
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It's very smart of Apple to do this. They won't make any money from this kind of deal but it eventually locks people into their iPhones further so they can't switch away easily. Use your iPhone as a transit payment method, credit card, driver's license, car key, house key, etc. Suddenly, one day, you depend on your iPhone for pretty much everything and it's impossible to switch.
Luckily, I'm an AAPL shareholder so lock away.
Nope. In NYC, the system works with NFC-enabled credit cards and Android phones with NFC -- as well as the dedicated OMNY card you can buy (with cash, even, for users who don't have access to banks). I'd imagine this Australian system works much the same way, and even just in the article photo you can see the credit card logos above the reader.
So, no, nobody is "locked" into using an Apple device, fortunately. As a transit user and a taxpayer, I'd be rightly pissed if any one company had a monopoly on contactless fares, regardeless of what it means for your stock holdings.