Apple Watch Now Eligible for Apple Card Monthly Installments - MacRumorsOpen MenuShow RoundupsShow Forums menuVisit ForumsOpen Sidebar
Skip to Content

Apple Watch Now Eligible for Apple Card Monthly Installments

Apple today made its Apple Card interest-free monthly installment payment plan option available for the Apple Watch for the first time, allowing U.S. ‌Apple Card‌ holders to pay for the Apple Watch over time with interest-free payments.

applewatchpaymentapplecard
When purchasing an Apple Watch using ‌Apple Card‌ Monthly Installments, users will make one installment payment each month for twenty four months, which is the same purchase plan available for iPhone. ‌Apple Card‌ users also earn the three percent standard Daily Cash back for purchases through Apple.

Apple in June made interest-free monthly installment plans available for Macs, iPads, and other Apple products, but the Apple Watch was not included as an eligible purchase option until today, as noted in a new support document.

The new ‌Apple Card‌ Monthly Installment option for Apple Watch is prominently displayed when making an Apple Watch purchase from the online Apple Store or the ‌Apple Store‌ app.

A standard $399 Apple Watch Series 6, which is the entry-level pricing, costs $16.62 per month when using the ‌Apple Card‌ payment option.

Popular Stories

apple card savings account

Apple Lowers Savings Account Rate for Apple Card Users

Thursday April 23, 2026 8:07 am PDT by
The interest rate on Apple Card's savings account was today lowered from 3.65% to 3.50%. Push notifications regarding the cut were sent to ‌Apple Card‌ users on Thursday. Savings account interest rates often fluctuate with changes made by the Federal Reserve, and when rates are lowered, banks cut their annual percentage yield (APY). That said, today's cut doesn't appear tied to a...
iOS 27 on iPhone 17 1

iOS 27 Will Add These New Features to Your iPhone

Saturday May 2, 2026 8:43 am PDT by
Apple is expected to unveil iOS 27 during its WWDC 2026 keynote on June 8, and there are already many rumored features and changes for iPhones. The first developer beta of iOS 27 will likely be available immediately following the keynote, and a public beta typically follows in July. Following beta testing, the software update should be released to all users with a compatible iPhone in...
Apple MacBook Pro M4 hero

Why You Might Want to Wait to Buy a MacBook Pro

Friday May 1, 2026 3:43 pm PDT by
Apple refreshed the 14-inch and 16-inch MacBook Pro with M5 Pro and M5 Max models in March 2026, but depending on your needs and interests, you might want to skip this generation because there's something better in the works. The M5 Pro and M5 Max MacBook Pro models have faster chips, but the same design that Apple has used since 2021. An updated design with new display technology and faster ...

Top Rated Comments

TonyC28 Avatar
74 months ago

If you have to finance a $400 watch, you should not be buying it. Full stop.
Ehh, sorta yes and sorta no. If Apple wants to let me pay it off at 0% I’d rather hold old on to my cash for now.
Score: 23 Votes (Like | Disagree)
iPhaithful Avatar
74 months ago
I knew at least one person couldn’t resist saying something like this


If you have to finance a $400 watch, you should not be buying it. Full stop.
Score: 10 Votes (Like | Disagree)
matrix07 Avatar
74 months ago

If you have to finance a $400 watch, you should not be buying it. Full stop.
What? I had fund for Apple Watch yet I still finance it since it’s interest free. You got the watch and you also got interest from your savings. What’s not to like? 🤷🏻‍♂️
Score: 10 Votes (Like | Disagree)
btrach144 Avatar
74 months ago
They need an iPhone upgrade program for the Apple Watch.

These devices aren’t cheap and the S5 and S6 appear to be incremental rather than revolutionary updates. People are going to hold onto their devices for longer unless they have a quick and easy way to get money from their old watch.
Score: 7 Votes (Like | Disagree)
74 months ago
It’s a revolving credit line. When you make the purchase the full amount is subtracted from your available credit and every month, the monthly payment is added to your minimum payment amount. It will not add anything to your credit files other than the fluctuating utilization percentage which occurs with normal usage. You can always pay early but have to pay the cards current balance first as that’s subject to interest.
Score: 6 Votes (Like | Disagree)
InGen Avatar
74 months ago
This is big news if true.

And since it is true this is very big news. Expect to see big market share growth for Apple Watches in the wearables market and the doubling down on making the Apple Watch a Health-Focused device rather than media consumption/interaction device will justify this purchase for a lot of people who needed a reason to finally get on board.

thank you Apple, the blood oxygen sensor is the reason I’ll finally be jumping onboard and getting my first Apple Watch
Score: 6 Votes (Like | Disagree)
Related Apple News: World News | South Africa | Entertainment | Politics | Buyers Guide