Apple Card 0% Financing Now Available for Mac, iPad, and More

Apple today expanded its Apple Card interest-free monthly installment payment plan across much of its U.S. online store, allowing users to pay for Macs, iPads, and other Apple products over time. In addition to the interest-free payments, users also earn the standard 3% Daily Cash for purchases through Apple.

apple card mac installments checkout
The new option is available on checkout pages for individual products, with some products like Macs and iPads available with 12-month interest-free installments, and others like Apple TV, AirPods, and HomePod can be paid off over six months. Notably, Apple Watch and iPod touch are not eligible with the interest-free financing.

apple card mac installments popup
Tim Cook announced on Apple's April 30 earnings conference call that the company would be expanding the ‌Apple Card‌ Monthly Installments plan beyond the iPhone, and just over a week ago, Bloomberg shared details on what it would cover.

Popular Stories

Aston Martin CarPlay Ultra Screen

Apple's CarPlay Ultra to Expand to These Vehicle Brands Later This Year

Sunday February 1, 2026 10:08 am PST by
Last year, Apple launched CarPlay Ultra, the long-awaited next-generation version of its CarPlay software system for vehicles. Nearly nine months later, CarPlay Ultra is still limited to Aston Martin's latest luxury vehicles, but that should change fairly soon. In May 2025, Apple said many other vehicle brands planned to offer CarPlay Ultra, including Hyundai, Kia, and Genesis. In his Powe...
iOS 26

iOS 26.3 and iOS 26.4 Will Add These New Features to Your iPhone

Tuesday February 3, 2026 7:47 am PST by
We are still waiting for the iOS 26.3 Release Candidate to come out, so the first iOS 26.4 beta is likely still at least a week or two away. Following beta testing, iOS 26.4 will likely be released to the general public in March or April. Below, we have recapped known or rumored iOS 26.3 and iOS 26.4 features so far. iOS 26.3 iPhone to Android Transfer Tool iOS 26.3 makes it easier...
Apple Logo Black

Apple's Next Launch is 'Imminent'

Sunday February 1, 2026 12:31 pm PST by
The calendar has turned to February, and a new report indicates that Apple's next product launch is "imminent," in the form of new MacBook Pro models. "All signs point to an imminent launch of next-generation MacBook Pros that retain the current form factor but deliver faster chips," Bloomberg's Mark Gurman said on Sunday. "I'm told the new models — code-named J714 and J716 — are slated...
Apple MacBook Pro M4 hero

New MacBook Pros Reportedly Launching Alongside macOS 26.3

Sunday February 1, 2026 5:42 am PST by
Apple is planning to launch new MacBook Pro models with M5 Pro and M5 Max chips alongside macOS 26.3, according to Bloomberg's Mark Gurman. "Apple's faster MacBook Pros are planned for the macOS 26.3 release cycle," wrote Gurman, in his Power On newsletter today. "I'm told the new models — code-named J714 and J716 — are slated for the macOS 26.3 software cycle, which runs from...
iOS 26 Home Feature

Apple Gives Final Warning to Home App Users

Tuesday February 3, 2026 8:55 am PST by
In 2022, Apple introduced a new Apple Home architecture that is "more reliable and efficient," and the deadline to upgrade and avoid issues is fast approaching. In an email this week, Apple gave customers a final reminder to upgrade their Home app by February 10, 2026. Apple says users who do not upgrade may experience issues with accessories and automations, or lose access to their smart...

Top Rated Comments

mnsportsgeek Avatar
74 months ago
Apple is making it too easy for me to own everything they make.
Score: 19 Votes (Like | Disagree)
ruslan120 Avatar
74 months ago
Pro Display XDR?

Edit: Yes. $416.58/mo for 12 months.
Score: 15 Votes (Like | Disagree)
moabal Avatar
74 months ago
Dave Ramsey fans complaining about the dangers of credit cards in 3.. 2.. 1..

I am happy for this news though!
Score: 13 Votes (Like | Disagree)
bbednarz Avatar
74 months ago
I wonder why the Apple Watch isn’t included. Wonder if it means they’ll be coming out with a watch upgrade program.

Edit: You get the cash back AND the financing? Nice.
Score: 10 Votes (Like | Disagree)
PickUrPoison Avatar
74 months ago

I came here to speak on behalf of Dave Ramsey.

yes, use cash.
No. Use credit wisely by pay credit cards in full each month to avoid paying interest.

If you don’t have any credit, good luck ever getting a home loan.
Score: 7 Votes (Like | Disagree)
PBG4 Dude Avatar
74 months ago

That’s awesome. Would love to see this in Scandinavia. Given that it’s interest-free it makes a no brainer for a Mac purchase. Time value of money.
Not sure how much time value there is in this era of zero / negative interest rates.

Also, if you don’t have the money to buy in full at time of purchase, then you’ll have additional stress until it’s paid off.

Personally, I won’t go into debt over anything that isn’t a house or primary vehicle. I like having zero credit card debt. Saved $100/month for 3 years to buy my last MBP in 2017. I still used a credit card in order to get cash back and double the factory warranty though.
Score: 7 Votes (Like | Disagree)