Apple Offering iPhone 12 Pre-Approval for UK Monthly Payment Plan Customers

Following the debut of the iPhone 12 series, Apple is offering U.K. customers pre-approval for its monthly payment plan ahead of when first pre-orders begin this Friday.

uk monthly payment plan pre approval
Customers planning to make 24 monthly payments of £54.12 at 0% APR can use the Apple Store app on the ‌‌iPhone‌‌ to go through all of the pre-approval steps to get ready to purchase an 6.1-inch ‌iPhone‌ 12 or 6.1-inch ‌iPhone‌ 12 Pro on October 16.

"Get Ready" involves these three steps:

  • Choose your ‌iPhone‌ model and features, add a trade-in if you want, and select monthly payments.
  • Get approved now for a 24-month, no-interest loan from Barclays.
  • At 1:00 p.m. U.K. time on Friday, 16 October, use the ‌Apple Store‌ app on your ‌iPhone‌ to complete your order.

Pre-approvals are available until 05:00 a.m. U.K. time on Friday October 16.

Customers planning to pay in full can get ready by setting up Apple Pay or adding a payment card to their account, and adding their preferred ‌iPhone‌ to Favorites so they can check out quickly at pre-order.

The system Apple is debuting in the U.K. is similar to the U.S. iPhone 12 pre-approval for iPhone Upgrade Program, which has also gone live.

Related Forum: iPhone

Popular Stories

iOS 26

6 New Things Your iPhone Can Do in iOS 26.1

Wednesday October 29, 2025 4:22 am PDT by
Apple is about to drop iOS 26.1, the first major point release since iOS 26 was rolled out in September, and there are at least six notable changes and improvements to look forward to. We've rounded them up below. Apple has already provided developers and public beta testers with the release candidate version of iOS 26.1, which means Apple will likely roll out the update to all compatible...
ios 26 1 slide to stop

iOS 26.1 Brings Back 2007 Feature in New Way

Friday October 31, 2025 1:40 pm PDT by
The upcoming iOS 26.1 update includes a small but helpful change for iPhones, and it could prevent you from running late to something important. Specifically, when an alarm goes off in the Clock app, there is a new "slide to stop" control on the screen for turning off the alarm. On previous iOS 26 versions, there is simply a large "stop" button, which could be accidentally tapped. The new ...
iOS 26

iOS 26.1 Coming Soon: New Features for Your iPhone and Release Date

Monday October 27, 2025 7:55 am PDT by
The upcoming iOS 26.1 update includes a handful of new features and changes for iPhones, including a toggle for changing the appearance of the Liquid Glass design, "slide to stop" for alarms in the Clock app, and more. Below, we outline key details about iOS 26.1. Release Date Given that Apple has yet to seed an iOS 26.1 Release Candidate, which is typically the final beta version, the...
M5 MacBook Pro

Waiting for New Macs? Apple Just Shared Bad News

Friday October 31, 2025 7:32 am PDT by
Apple has just given a strong indication that it will not be releasing any additional new Macs for the remainder of the year. Apple's CFO Kevan Parekh dropped the hint during the company's earnings call on Thursday:On Mac, keep in mind, we expect to face a very difficult compare against the M4 MacBook Pro, Mac mini, and iMac launches in the year-ago quarter.Parekh essentially gave a heads up ...
iPhone 17 Pro Cosmic Orange

8 Reasons to Wait for Next Year's iPhone 18 Pro

Thursday October 30, 2025 4:42 am PDT by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models at the same time, which is why we often get rumored features months ahead of launch. The iPhone 18 series is no different, and we already have a good idea of what to expect for the iPhone 18 Pro and iPhone 18 Pro Max. One thing worth...
maxresdefault

Apple TV 4K Could Still Launch Before 2025 Ends: All the Rumored Features

Monday October 27, 2025 4:51 pm PDT by
Apple is designing an updated version of the Apple TV 4K, and rumors suggest that it could come out sometime in the next couple of months. We're not expecting a major overhaul with design changes, but even a simple chip upgrade will bring major improvements to Apple's set-top box. Subscribe to the MacRumors YouTube channel for more videos. We've rounded up all the latest Apple TV rumors. ...
ipad mini 7 feature blue

OLED iPad Mini: Release Date, Pricing, and What to Expect

Wednesday October 29, 2025 7:13 am PDT by
Rumors are stoking excitement for the next-generation iPad mini that Apple is reportedly close to launching. So what should we expect from the successor to the iPad mini 7 that Apple released over a year ago? Read on to find out. Processor and Performance Apple is working on a next-generation version of the iPad mini (codename J510/J511) that features the A19 Pro chip, according to...
iOS 26

Apple Seeds iOS 26.1, iPadOS 26.1, and macOS Tahoe 26.1 Release Candidates

Tuesday October 28, 2025 1:07 pm PDT by
Apple today provided developers and public beta testers with the release candidate versions of upcoming iOS 26.1, iPadOS 26.1, macOS Tahoe 26.1, tvOS 26.1, watchOS 26.1, and visionOS 26.1 updates for testing purposes. The RCs betas come a week after Apple released the fourth betas. The new betas can be downloaded from the Settings app on a compatible device by going to General > Software...
apple tv hd

Apple Launched Its Big New Vision for TV 10 Years Ago Today

Thursday October 30, 2025 8:58 am PDT by
Apple launched the Apple TV HD, the Siri Remote, tvOS, and their accompanying App Store a decade ago today, marking a major overhaul of the device. The new vision for the Apple TV was unveiled on September 9, 2015 during Apple's "Hey Siri" event in San Francisco, where CEO Tim Cook introduced the device with the statement, "The future of TV is apps." The announcement represented a major...

Top Rated Comments

Sheza Avatar
66 months ago
Absolutely insane that they aren’t doing this for iUP customers as well.

They’ve just proven that they have the technical capability to do pre-approvals in the UK so why the hell are we being made to go into a store that might become inaccessible at the drop of Matt Hancock’s hat?!
Score: 4 Votes (Like | Disagree)
jamie.shaw Avatar
66 months ago
Doesn't look as though the IUP pre-authorisations have extended to the UK this year (or trade-in shipments – which is surprising given COVID).



Attachment Image
Score: 4 Votes (Like | Disagree)
orbital~debris Avatar
66 months ago
So how does this affect customers who are on the iPhone Upgrade Programme from last year, but don't want to go anywhere near an Apple Store?

Is it impossible to take part in the 'upgrade' part of the Programme?

If you instead took advantage of the pre-approval on the non-iUP (as MacRumors' post describes), am I correct in thinking you still have to keep on with the iUP payments (until this time next year)?

If this is the situation, it seems odd that Apple haven't considered or accounted for this and assumed customers will be happy visiting a retail store during the pandemic.
Score: 3 Votes (Like | Disagree)
19callum93 Avatar
66 months ago
I wish those on the UK iPhone Upgrade Programme could also do this ?
Score: 3 Votes (Like | Disagree)
Brenster Avatar
66 months ago

I’m just outside Cardiff which is not in my local lockdown area so if I abide by the rules I will not be able to visit the store to upgrade on my iup plan ??‍♂️ Cmon Apple what gives?!!
Does rather beg the question as to what happens if Apple Stores wind up inside a Tier 3 region by this time next week and have to close.
Score: 3 Votes (Like | Disagree)
jyw104 Avatar
66 months ago

So Apple... I guess I am going to have to go to the store and run the Barclays loan approval gauntlet in person?
All the comms I've had with Apple suggest that this is the case. Ridiculous considering London is about to be a Tier 2 zone for COVID-19 which includes trying to minimize non-essential travel on public transport.
Score: 2 Votes (Like | Disagree)