As carriers move away from two-year contracts, and towards financing programs that break down the full price of an iPhone into equal monthly payments, it is worth a reminder that Apple offers partial refunds for unused AppleCare+ coverage, minus the value of any service already provided.

AppleCare+ Apple Watch iPhone
Since many carrier financing programs enable customers to upgrade to a new iPhone after a minimum of 12 months, whereas the AppleCare+ coverage period is 24 months, some customers will inevitably have at least half of their warranty period remaining, for which they are entitled a pro-rated refund.

Macworld recently noted that Apple has a longstanding support document on its website that outlines how to request a refund for an AppleCare plan. The process involves phoning Apple and providing them with your AppleCare agreement number and covered device serial number, and an original sales receipt is often required.

The refund policy may vary depending on the country, but in the U.S., Apple stipulates that customers who cancel their AppleCare+ plan more than 30 days after the date of purchase will receive a pro-rated refund of the original purchase price, minus a cancellation fee of $25 or 10% of the pro-rated amount, whichever is less.

Here is the exact verbiage from the AppleCare+ terms and conditions:

ii) If you cancel more than thirty (30) days after your receipt of this Plan, you will receive a pro rata refund of the original purchase price. The pro rata refund is based on the percentage of unexpired Plan Term from the Plan’s date of purchase, less (a) a cancellation fee of twenty-five ($25) dollars or ten percent (10%) of the pro-rata amount, whichever is less, and (b) the value of any service provided to you under the Plan.

AppleCare+ for the iPhone 6s and 6s Plus costs $129. Assuming that you do not make any accidental damage claims, and upgrade your iPhone after 12 months, the plan would have $64.50 in value remaining. After a 10% cancellation charge of $6.45, the refund would be $58.05 — enough for one or two monthly payments on your next iPhone.

AppleCare+ for iPhone extends both the smartphone's limited one-year warranty and 90 days of complimentary phone support to two years from the original date of purchase, and provides up to two incidents of accidental damage coverage for a $79 or $99 service charge each time. It also covers defective hardware and depleted batteries.

Top Rated Comments

BruiserB Avatar
131 months ago
So if someone buys a second hand iPhone that supposedly has AppleCare+ on it, is it possible to change it to your name and prevent the seller from cancelling it after the sale, leaving you uncovered?
Score: 2 Votes (Like | Disagree)
jpgr15 Avatar
131 months ago
Great info, MR! Wish I knew this long ago. Could've put some money back in my pocket.

When selling second hand it's a nice selling point but it doesn't really earn you any extra cash, in my experience.
Score: 1 Votes (Like | Disagree)
jlc1978 Avatar
131 months ago
That's actually pretty much the case with most extended warranties / buyer protection / whatever they call them. Look at the contract details and most will give a state by state breakdown of how partial refunds are handled. Subtracting any repair costs from the refund is pretty much standard as well.
Score: 1 Votes (Like | Disagree)
FreakinEurekan Avatar
131 months ago
So if someone buys a second hand iPhone that supposedly has AppleCare+ on it, is it possible to change it to your name and prevent the seller from cancelling it after the sale, leaving you uncovered?
Yes it is, and if you are buying a used Apple product with an AppleCare Protection Plan on it you need to insist that the seller call AppleCare and transfer the plan into your name, otherwise the seller could do just that - cancel it and get a pro-rated refund, leaving you hanging out to dry.

Simply registering the device to you (which you and the seller can do, seller just signs into http://supportprofile.apple.com and removes the device from their ID - then you sign in and add it to yours) does not transfer the AppleCare Protection Plan. That can only be done by calling and speaking to "Agreements Administration".
Score: 1 Votes (Like | Disagree)
iOSFangirl6001 Avatar
131 months ago
Is there a way I could just roll the unused service onto my new device, rather than going down the pro-rated refund less fees route?
They have no way of knowing how long you're going to keep the new handset, and you might end up with only a partial AppleCare+ on your new iPhone.
Not entirely true. Yes have no way of knowing how long you're going to keep the new handset but that's irrelevant.

I've only done AppleCare on my iPhone 3 times out of the various models I've owned but Twice I did do a device and a prorated refund once.

All you need to do for switching unused or remaining AppleCare coverage length from 1 device to another is call Apple's 800 number ( or presumably alternatively you could use their online chat/messaging or schedule a call options)

I called up Apple explained I no longer had my iPhone 4S ( and 5S later on ) and that I would like if possible to switch. The said sure and I just needed to provide a list of details and info to verify the following:

1: Proof Of Ownership ( Serial # , IMEI, Make, Model, Storage Capacity, Place of purchase , purchase date etc. )

2: Contact info

3> Apple ID and Apple Care registration info

4> the new IMEI and Serial Number of equipment to be covered

The rep did her thing and boom 2 to 4 months of coverage on the upgraded/new phone unless something has changed in that regard since the 5S

Side note got a 8 months prorated refund on my iPhone 4 AppleCare used that towards AC on the 4S before the switching idea had occurred to me

So if someone buys a second hand iPhone that supposedly has AppleCare+ on it, is it possible to change it to your name and prevent the seller from cancelling it after the sale, leaving you uncovered?
Sadly no that's a definite no no I've been told. AC/AC+ is non transferable from person to person

Only from device to device by the original policy holder/plan purchaser
Score: 1 Votes (Like | Disagree)

Popular Stories

ios 26 1 slide to stop

iOS 26.1 Brings Back 2007 Feature in New Way

Friday October 31, 2025 1:40 pm PDT by
The upcoming iOS 26.1 update includes a small but helpful change for iPhones, and it could prevent you from running late to something important. Specifically, when an alarm goes off in the Clock app, there is a new "slide to stop" control on the screen for turning off the alarm. On previous iOS 26 versions, there is simply a large "stop" button, which could be accidentally tapped. The new ...
M5 MacBook Pro

Waiting for New Macs? Apple Just Shared Bad News

Friday October 31, 2025 7:32 am PDT by
Apple has just given a strong indication that it will not be releasing any additional new Macs for the remainder of the year. Apple's CFO Kevan Parekh dropped the hint during the company's earnings call on Thursday:On Mac, keep in mind, we expect to face a very difficult compare against the M4 MacBook Pro, Mac mini, and iMac launches in the year-ago quarter.Parekh essentially gave a heads up ...
iPhone 17 Pro Cosmic Orange

8 Reasons to Wait for Next Year's iPhone 18 Pro

Thursday October 30, 2025 4:42 am PDT by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models at the same time, which is why we often get rumored features months ahead of launch. The iPhone 18 series is no different, and we already have a good idea of what to expect for the iPhone 18 Pro and iPhone 18 Pro Max. One thing worth...
iOS 26

6 New Things Your iPhone Can Do in iOS 26.1

Wednesday October 29, 2025 4:22 am PDT by
Apple is about to drop iOS 26.1, the first major point release since iOS 26 was rolled out in September, and there are at least six notable changes and improvements to look forward to. We've rounded them up below. Apple has already provided developers and public beta testers with the release candidate version of iOS 26.1, which means Apple will likely roll out the update to all compatible...
Coffee Burgundy and Purple iPhone 18 Pro Mock 1

Leaker Outlines Potential New Colors for iPhone 18 Pro

Friday October 31, 2025 8:28 am PDT by
Apple's iPhone 18 Pro models could be available in new rich and warm color option, according to a known leaker. The Weibo user known as "Instant Digital" today suggested that next-year's iPhone 18 Pro models will be available in at least one of the following color options: Coffee, purple, and burgundy. The iPhone XR, iPhone 11, iPhone 12, iPhone 14, and iPhone 14 Pro were all available in ...
Apple Foldable Thumb

iPhone Fold: Launch, Pricing, and What to Expect From Apple's Foldable

Friday October 31, 2025 8:52 am PDT by
Apple is expected to launch a new foldable iPhone next year, based on multiple rumors and credible sources. The long-awaited device has been rumored for years now, but signs increasingly suggest that 2026 could indeed be the year that Apple releases its first foldable device. Below, we've collated an updated set of key details that have been leaked about Apple's foldable iPhone so far. Ove...
apple tv hd

Apple Launched Its Big New Vision for TV 10 Years Ago Today

Thursday October 30, 2025 8:58 am PDT by
Apple launched the Apple TV HD, the Siri Remote, tvOS, and their accompanying App Store a decade ago today, marking a major overhaul of the device. The new vision for the Apple TV was unveiled on September 9, 2015 during Apple's "Hey Siri" event in San Francisco, where CEO Tim Cook introduced the device with the statement, "The future of TV is apps." The announcement represented a major...
iOS 26

Apple This November: iOS 26.2 Beta, Rumored New Products, and More

Thursday October 30, 2025 12:42 pm PDT by
Tomorrow is Halloween, and then November is upon us. Below, we outline what to expect from Apple next month, as the slower holiday season approaches. Apple is expected to kick off November by releasing iOS 26.1, iPadOS 26.1, macOS 26.1, watchOS 26.1, tvOS 26.1, and visionOS 26.1. With beta testing now wrapped up, the updates will likely be released this Monday, November 3 or Tuesday,...
iOS 26

iOS 26.1 Coming Soon: New Features for Your iPhone and Release Date

Monday October 27, 2025 7:55 am PDT by
The upcoming iOS 26.1 update includes a handful of new features and changes for iPhones, including a toggle for changing the appearance of the Liquid Glass design, "slide to stop" for alarms in the Clock app, and more. Below, we outline key details about iOS 26.1. Release Date Given that Apple has yet to seed an iOS 26.1 Release Candidate, which is typically the final beta version, the...
iOS 18 Siri Personal Context

Apple CEO Tim Cook Says Revamped Siri on Track to Launch Next Year

Thursday October 30, 2025 1:50 pm PDT by
Apple CEO Tim Cook today said that a more personalized version of Siri remains on track to launch at some point next year, with the new set of features expected to debut on the iPhone as part of iOS 26.4 in March or April. "We're also excited for a more personalized Siri," said Cook, on Apple's earnings call for the third quarter of the 2025 calendar year. "We're making good progress on it,...