Apple Card App Expected on iPad, Barclaycard Visa No Longer Offers Apple Rewards

Apple is set to launch its own credit card this month, and ahead of time, Bloomberg's Mark Gurman and Jennifer Surane have revealed a few more details.

apple card titanium and app
The report claims that the iPad will have a dedicated app for signing up for and managing the Apple Card, as confirmed by hidden iOS 12.4 references uncovered by developer Steve Moser. This is because the Wallet app, where the ‌Apple Card‌ will usually be found, is limited to the iPhone and iPod touch.

Meanwhile, in new terms disclosed this week, the report adds that ‌Apple Card‌ holders will be offered standalone financing plans for select purchases, in addition to the ability to carry a revolving balance. This could possibly allow users to make a large purchase and pay it off over a set period of time for a fixed monthly fee.

Last, the report notes that the Barclaycard Visa no longer offers Apple rewards, such as $50 worth of Apple Store or iTunes gift cards to new customers and three points per dollar spent on Apple products. The card remains available for now with special financing rates for qualifying Apple purchases.

Apple CEO Tim Cook confirmed the Apple Card will launch in August in the United States, but he did not provide a specific date. In a previous report, Gurman said the ‌Apple Card‌ will be available as early as the first half of the month.

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Top Rated Comments

Phone Junky Avatar
85 months ago
How bout just staying away from debt, don’t use credit cards save money and pay cash?

Cue the “well you need a high credit score” in 3 2 1...
Using cash doesn't make sense when you can:
1. Save the money for your purchase.
2. Use a credit card to make the purchase.
3. Pay off credit card on next statement therefore no interest.
4. Acquire cash back from the credit card for your purchase.
Score: 45 Votes (Like | Disagree)
Optheduim Avatar
85 months ago
Well that sucks about the Barclaycard
Score: 28 Votes (Like | Disagree)
Phone Junky Avatar
85 months ago
Everyone says they pay their statement off each month. But none hardly do. Not to mention what do you do when hardship strikes ?

It’s just not the best practices to use CCs and say well I’m just going to pay them off each month.

Wants vs needs... if you don’t have the cash in the bank well then you can’t afford it. Minus a mortgage of course
[doublepost=1564750534][/doublepost]

My point is very few use CCs responsibility. Very few. And even the few can run into troubles now and again. Not the best financial advice imo
I haven't paid one cent of interest on a credit card in probably at least 30 years.

Your hardship scenario doesn't work. If you had paid cash for the purchase and then had a hardship, that money would already be gone so you still have the hardship.

Credit cards are fine to use for stuff you're going to buy anyway. It's the people that load them up for things they think they have to have that don't know their proper use.
Score: 19 Votes (Like | Disagree)
Jsameds Avatar
85 months ago
Capitalizing on consumer financial idiocy is what this credit card is boasting about.
Using a credit card isn't financial idiocy. In fact it's more sensible than using a debit card.
Score: 19 Votes (Like | Disagree)
mdatwood Avatar
85 months ago
lol using cash doesn’t make sense. That’s a good one.
1. Most people (the majority) don’t save worth a damn.
2. Pay off credit card every month ? Well things happen. Care break down, people lose their job etc. So that’s really not the best financial advice no offense.
3. Cash back deals? What other scams do you fall for?
Scams? What are you talking about? Using a CC and paying it off every month is the smartest financial decision. CCs typically offer extra warranties, purchase protections, and offer points. Just by using my CC to pay all my expenses nets me free airline tickets 1-2x/year.
Score: 13 Votes (Like | Disagree)
JBGoode Avatar
85 months ago


3. Cash back deals? What other scams do you fall for?
This "scam" is going to pay for the majority of Christmas presents I will buy this year for just using credit instead of cash but thanks for your well informed commentary.
Score: 12 Votes (Like | Disagree)