Apple Pay Now Works at 45 More U.S. Banks and Credit Unions

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Apple-PayApple updated its Apple Pay participating issuers list today with 45 additional banks, credit unions and financial institutions supporting the contactless payment service in the U.S. Apple Pay now has 1045 participating issuers nationwide, including 1043 U.S. banks and credit unions and store card support at BJ's Wholesale Club and Kohl's.

The newly added Apple Pay participating issuers are reflected below, although it's worth noting that some banks, credit unions and financial institutions listed may have already had support for the contactless payments service and are only now being reflected on Apple's website.

The full list of new Apple Pay participating issuers:

  • ABNB Federal Credit Union

  • Beneficial Bank

  • Central Bank & Trust Co.

  • Central Bank of Jefferson County

  • Chartway Federal Credit Union

  • Chicopee Savings Bank

  • Commerce Bank of Washington

  • Commonwealth Bank & Trust Company

  • Cornerstone Community Bank

  • Cortrust Bank

  • Dow Chemical Employees' Credit Union

  • Duke University Federal Credit Union

  • Exchange Bank

  • Fannin Bank

  • First Electronic Bank

  • First State Bank and Trust Company

  • Guadalupe National Bank

  • Heritage Grove Federal Credit Union

  • Heritage South Community Credit Union

  • Jackson Community Federal Credit Union

  • KALSEE Credit Union

  • Kitsap Bank

  • Lake County Educational Federal Credit Union

  • Lakeland Bank

  • Lone Star State Bank of West Texas

  • Louisiana Federal Credit Union

  • Mainstreet Credit Union

  • Monroe Bank & Trust

  • Mutual Credit Union

  • Nassau Educators Federal Credit Union

  • New Era Bank

  • North Carolina Press Association Federal Credit Union

  • Northwest Community Bank

  • Option 1 Credit Union

  • Otero Federal Credit Union

  • PlainsCapital Bank

  • Richfield Bloomington Credit Union

  • Sanford Institution for Savings

  • Town & Country Federal Credit Union

  • Trinity Bank

  • TruStone Financial Federal Credit Union

  • Tulsa Federal Credit Union

  • Virginia National Bank

  • West-Aircomm Federal Credit Union

  • Yakima Federal Savings

Apple Pay is now available at more than 2 million retail locations, with support rolling out at Crate & Barrel, Chick-fil-A, and Au Bon Pain locations in the U.S. this year. Cinnabon, Chili's, Domino's, KFC and Starbucks are also implementing Apple Pay support at U.S. locations starting this year.

In November, Apple Pay launched in Australia and Canada in partnership with American Express. Apple Pay is also coming for American Express cardholders in Hong Kong, Singapore and Spain this year, and the iPhone-based payments service officially went live in China in partnership with interbank network UnionPay earlier this week.

Apple Pay gained support for BJ's Wholesale Club private label credit cards and 66 new U.S. issuers on December 15, plus nearly another 60 issuers on January 5. Apple Pay is now accepted by over 1000 U.S. banks and credit unions.

Related Roundup: Apple Pay
Related Forum: Apple Music, Apple Pay/Card, iCloud, Fitness+

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Top Rated Comments

62tele Avatar
62tele
130 months ago
I actually get annoyed each time I see these new banks, credit unions etc added. What difference does it make when relatively so few merchants accept it. Great idea but epic fail thus far. I tried to use it as a business that supposedly accepts Apple Pay but they didn't have the necessary hardware and the manager had no clue.
Score: 2 Votes (Like | Disagree)
lolkthxbai Avatar
lolkthxbai
130 months ago
While technically there was a deadline for merchants to support Chip & NFC payments (beginning of October last year), most US retailers have been unbelievably slow to implement it, most having not yet. Target & Walmart have it (whoop-de-doo, Walmart is just awful), and some small independent merchants & restaurants have it (including my favorite local Thai place), but other establishments just haven't gotten it fully deployed yet. Publix & other grocery chains, most clothing retailers, etc.... nothing. They've got the readers, but they're just an extra slot on the bottom of the card machine. Lots of it seems to come down to the chip-compatible software provided by vendors not being ready, so merchants are bound by the vendor companies they work with. The "requirement" has no teeth, no penalty for not having it ready, so what's the incentive? Like you said, many merchants aren't willing to give up all the info they get, and there's no incentive for the transaction vendor to encourage the process.
The penalty for swiping the card versus using the chip or NFC is that the merchant is responsible for fraud versus the bank or card issuer.
Score: 2 Votes (Like | Disagree)
trife Avatar
trife
130 months ago
I hate my credit union.
Score: 2 Votes (Like | Disagree)
American Hero Avatar
American Hero
130 months ago
... Along with a list of 45 new merchants who have partnered with Apple Pay.

Oh wait, who am I kidding?, they don't care about your privacy and payment security... It's all about their bottom line, and part of that bottom line is stealing your data to make money.
Score: 2 Votes (Like | Disagree)
dwaltwhit Avatar
dwaltwhit
130 months ago
I think that the growth of merchants is too slow. I think it is too easy to blame one side or the other. Perhaps there should be a period where some sort of incentive is offered to customers who use apple pay that is subsidized by apple. Something like 5% off if you use apple pay up to $X off, where apple pays the 5%. Short term, maybe the 3 months after a merchant begins accepting apple pay. The merchant gets a bit of a bump in sales, the customer gets a little something back, and apple gets more people using apple pay.

I'm no business man, but I have worked retail and I know the lengths customers will go for even 5% off. I also love apple pay and would love to see it in more places like gas station and grocery chains.
Score: 1 Votes (Like | Disagree)
1Zach1 Avatar
1Zach1
130 months ago
I think that the growth of merchants is too slow. I think it is too easy to blame one side or the other. Perhaps there should be a period where some sort of incentive is offered to customers who use apple pay that is subsidized by apple. Something like 5% off if you use apple pay up to $X off, where apple pays the 5%. Short term, maybe the 3 months after a merchant begins accepting apple pay. The merchant gets a bit of a bump in sales, the customer gets a little something back, and apple gets more people using apple pay.

I'm no business man, but I have worked retail and I know the lengths customers will go for even 5% off. I also love apple pay and would love to see it in more places like gas station and grocery chains.
I think Apple is in a tough spot when it comes to merchants, since anything they do to get merchants to turn on their NFC terminals or move to an NFC supported terminal (not sure how this hasn't happened, aren't the Chip and Signature requirements already in effect in the US?), also helps Google, Samsung and any NFC enabled card. And as was stated earlier, merchants don't want to give up the information they gather from customers cards.
Score: 1 Votes (Like | Disagree)
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